Insurance & Financing
We believe cost should never be the reason someone puts off dental care they need. Our front desk team verifies your insurance benefits before your appointment so you arrive knowing exactly what to expect with clear, upfront information so you can make confident decisions about your care.
No Insurance? We Have a Plan for That.
Affordable Dental Care for Every Patient
At Smiles of Gonzales, we work with most PPO dental insurance plans and offer flexible financing options to make sure that whatever your situation — insured, uninsured, or somewhere in between — there is a path to the care you deserve.
Dental Insurance Accepted
We work with PPO dental insurance plans. Some of the major insurance carriers our patients commonly use include:
- Aetna
- Ameritas
- BlueCross BlueShield
- Cigna
- Delta Dental
- GEHA
- Guardian
- Humana
- MetLife
- Principal
- United Concordia
- UnitedHealthcare
Don't see your insurance listed? We may still take it. Please call us at (830) 672-8664 to verify your specific plan and benefits.
Our team will contact your insurance provider directly to determine your coverage, deductibles, annual maximums, and any waiting periods before your appointment. We file claims on your behalf and work to maximize the benefits available to you under your plan.
Flexible Financing Options
For treatment costs not covered by insurance or for patients without insurance, we offer financing through two trusted providers that allow you to break your dental care into manageable monthly payments.
Cherry
Cherry is a patient financing platform that offers quick approval decisions and flexible payment plans designed around your budget. Cherry works for patients across a wide range of credit profiles. Apply quickly online or in our office.
CareCredit
CareCredit is a healthcare credit card accepted at dental practices nationwide. It offers a range of financing plans including promotional periods with no interest when paid in full. Apply online or ask our front desk team for assistance.
No Insurance? We Have a Plan for That.
If you don't have dental insurance, our in-house membership plan was built specifically for you. For an annual fee, the plan covers your preventive care for the year and includes a discount on treatments you may need. It's simple, transparent, and has no waiting periods.
Our Commitment to Financial Transparency
We will always tell you what something costs before we do it. After your examination, we present a treatment plan with clear cost breakdowns, estimated insurance contributions, and your expected out-of-pocket responsibility. If something changes, we tell you immediately. We never add charges that weren't discussed in advance.
If cost is a barrier to recommended treatment, tell us. We would rather have that conversation and help you find a solution than have you leave without the care you need.
Questions About Insurance or Financing?
Our front desk team is happy to verify your benefits, walk you through financing options, or help you find a path to the care you need. Call us anytime.